/* ================================================================
   VARIÁVEIS & BASE
   ================================================================ */
:root {
  --navy: #1a2744;
  --gold: #c9a84c;
  --gold-light: #e0c06d;
  --offwhite: #f8f5ef;
  --red-loss: #e53e3e;
  --green-win: #38a169;
  --text-dark: #1a202c;
  --text-muted: #6b7280;
}

*, *::before, *::after { box-sizing: border-box; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-dark);
  overflow-x: hidden;
}

/* ================================================================
   BUTTONS
   ================================================================ */
.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 0.9rem;
  padding: 0.65rem 1.4rem;
  border-radius: 4px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  letter-spacing: 0.02em;
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 20px rgba(201,168,76,0.45);
  color: var(--navy);
  text-decoration: none;
}
.btn-gold.btn-lg {
  font-size: 1.05rem;
  padding: 0.9rem 2rem;
}
.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: white;
  font-weight: 500;
  font-size: 0.9rem;
  padding: 0.65rem 1.4rem;
  border-radius: 4px;
  text-decoration: none;
  border: 1px solid rgba(255,255,255,0.4);
  transition: border-color 0.2s, color 0.2s, background 0.2s;
}
.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(201,168,76,0.08);
  text-decoration: none;
}
.btn-whatsapp {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: #25d366;
  color: white;
  font-weight: 600;
  padding: 0.8rem 1.8rem;
  border-radius: 4px;
  text-decoration: none;
  font-size: 1rem;
  transition: background 0.2s, transform 0.15s;
}
.btn-whatsapp:hover {
  background: #1ebe57;
  transform: translateY(-1px);
  color: white;
  text-decoration: none;
}

/* ================================================================
   NAVBAR
   ================================================================ */
#navbar {
  backdrop-filter: blur(10px);
  transition: padding 0.3s ease;
}
#navbar.scrolled {
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

/* ================================================================
   HERO SECTION
   ================================================================ */
.hero-section {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background-image: url('https://images.unsplash.com/photo-1600596542815-ffad4c1539a9?w=1920&q=80');
  background-size: cover;
  background-position: center top;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(26,39,68,0.94) 0%,
    rgba(26,39,68,0.78) 55%,
    rgba(26,39,68,0.88) 100%
  );
}
.hero-content {
  position: relative;
  z-index: 1;
  width: 100%;
  padding: 8rem 0 5rem;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.45);
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.4rem 1.1rem;
  border-radius: 50px;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}
.hero-title {
  font-size: clamp(1.9rem, 5vw, 3.4rem);
  line-height: 1.2;
  color: white;
  margin-bottom: 1.25rem;
}
.hero-title .hero-highlight {
  color: var(--gold);
  display: block;
}
.hero-sub {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: rgba(255,255,255,0.8);
  max-width: 580px;
  margin: 0 auto 2.5rem;
  line-height: 1.75;
}
.hero-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 3rem;
}
.hero-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.75rem;
  flex-wrap: wrap;
}
.hero-trust span {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  color: rgba(255,255,255,0.65);
  font-size: 0.83rem;
}
.hero-trust span i { color: var(--gold); }

/* ================================================================
   SECTION TYPOGRAPHY
   ================================================================ */
.section-eyebrow {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
}
.section-eyebrow-light {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
}
.section-title {
  font-size: clamp(1.65rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
  margin-bottom: 0.75rem;
}
.section-title.light { color: white; }
.section-sub {
  font-size: 0.975rem;
  color: var(--text-muted);
  max-width: 480px;
  margin: 0 auto;
  line-height: 1.75;
}
.section-sub.light {
  color: rgba(255,255,255,0.6);
}

/* ================================================================
   CARDS DE VANTAGEM
   ================================================================ */
.card-vantagem {
  background: white;
  border-radius: 10px;
  padding: 2rem;
  box-shadow: 0 2px 14px rgba(0,0,0,0.055);
  border-top: 3px solid transparent;
  transition: border-color 0.25s, transform 0.25s, box-shadow 0.25s;
}
.card-vantagem:hover {
  border-top-color: var(--gold);
  transform: translateY(-5px);
  box-shadow: 0 10px 32px rgba(0,0,0,0.12);
}
.card-icon {
  width: 50px;
  height: 50px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy) 0%, #253a6e 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.1rem;
  flex-shrink: 0;
}
.card-icon i {
  font-size: 1.15rem;
  color: var(--gold);
}
.card-vantagem h3 {
  font-size: 0.975rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.card-vantagem p {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin: 0;
}

/* ================================================================
   BANNER DE CENÁRIO
   ================================================================ */
.scenario-banner {
  background: rgba(255,255,255,0.045);
  border: 1px solid rgba(201,168,76,0.28);
  border-left: 4px solid var(--gold);
  border-radius: 10px;
  padding: 1.4rem 1.75rem;
  margin: 0 auto 2.75rem;
  max-width: 860px;
}
.scenario-banner__title {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin-bottom: 1.1rem;
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.scenario-facts {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
  margin-bottom: 1.25rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.scenario-fact {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}
.scenario-fact__val {
  font-family: 'Playfair Display', serif;
  font-size: 1.55rem;
  font-weight: 700;
  color: white;
  line-height: 1;
}
.scenario-fact__label {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.4;
}
.scenario-fact__label small { font-size: 0.68rem; opacity: 0.75; }

/* Comparação de IR lado a lado */
.scenario-ir {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: stretch;
  gap: 0;
  margin-bottom: 1.25rem;
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.1);
}
.scenario-ir__col {
  padding: 0.9rem 1.1rem;
}
.scenario-ir__col--bad  { background: rgba(220,38,38,0.1); }
.scenario-ir__col--good { background: rgba(34,197,94,0.08); }
.scenario-ir__header {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: rgba(255,255,255,0.5);
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.35rem;
}
.scenario-ir__header--good { color: rgba(74,222,128,0.75); }
.scenario-ir__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
  padding: 0.2rem 0;
  gap: 0.5rem;
}
.scenario-ir__row span:last-child { white-space: nowrap; font-weight: 500; }
.scenario-ir__row--sub {
  color: rgba(255,255,255,0.7);
  border-top: 1px solid rgba(255,255,255,0.08);
  margin-top: 0.25rem;
  padding-top: 0.35rem;
  font-style: italic;
}
.scenario-ir__row--total-bad {
  background: rgba(220,38,38,0.15);
  border-radius: 4px;
  padding: 0.35rem 0.5rem;
  margin-top: 0.4rem;
  font-weight: 700;
  font-size: 0.85rem !important;
  color: #fc8181 !important;
}
.scenario-ir__row--total-bad span:last-child { color: #fc8181; font-size: 1rem; }
.scenario-ir__row--total-good {
  background: rgba(34,197,94,0.12);
  border-radius: 4px;
  padding: 0.35rem 0.5rem;
  margin-top: 0.4rem;
  font-weight: 700;
  font-size: 0.85rem !important;
  color: #4ade80 !important;
}
.scenario-ir__row--total-good span:last-child { color: #4ade80; font-size: 1rem; }
.scenario-ir__vs {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  background: rgba(255,255,255,0.04);
  font-size: 0.65rem;
  font-weight: 800;
  color: rgba(255,255,255,0.3);
  letter-spacing: 0.05em;
  writing-mode: vertical-rl;
  border-left: 1px solid rgba(255,255,255,0.06);
  border-right: 1px solid rgba(255,255,255,0.06);
}

.scenario-banner__note {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.65;
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 0.875rem;
  margin: 0;
}
.scenario-banner__note i { color: var(--gold); margin-right: 0.25rem; }
.scenario-banner__note strong { color: rgba(255,255,255,0.8); }

@media (max-width: 520px) {
  .scenario-ir {
    grid-template-columns: 1fr;
  }
  .scenario-ir__vs {
    width: 100%; height: 28px;
    writing-mode: horizontal-tb;
    border-left: none; border-right: none;
    border-top: 1px solid rgba(255,255,255,0.06);
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
}

/* ================================================================
   COMPARAÇÃO FINANCEIRA
   ================================================================ */
.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 56px 1fr;
  align-items: stretch;
  max-width: 860px;
  margin: 0 auto;
  gap: 0;
}
.comp-card {
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0,0,0,0.35);
  display: flex;
  flex-direction: column;
}
.comp-card--bad {
  background: #222b45;
  border: 2px solid #c53030;
}
.comp-card--good {
  background: white;
  border: 3px solid var(--gold);
  box-shadow: 0 10px 50px rgba(201,168,76,0.25), 0 10px 40px rgba(0,0,0,0.3);
  position: relative;
  z-index: 1;
}
.comp-header {
  padding: 1.5rem 1.5rem 1.2rem;
  text-align: center;
}
.comp-header--bad { background: rgba(0,0,0,0.25); }
.comp-header--good { background: linear-gradient(135deg, var(--navy) 0%, #2a3f6e 100%); }
.comp-header i.comp-icon {
  font-size: 1.75rem;
  color: var(--gold);
  display: block;
  margin-bottom: 0.5rem;
}
.comp-header h3 {
  margin: 0;
  font-size: 0.975rem;
  font-weight: 700;
  color: white;
}
.comp-header .comp-sub {
  font-size: 0.78rem;
  margin: 0.2rem 0 0;
}
.comp-header--bad .comp-sub { color: rgba(255,255,255,0.45); }
.comp-header--good .comp-sub { color: var(--gold); }

.comp-body { padding: 1.25rem 1.5rem 1.5rem; flex: 1; }
.comp-card--good .comp-body { -webkit-font-smoothing: antialiased; }

.comp-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.45rem 0;
  font-size: 0.855rem;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  gap: 0.5rem;
}
.comp-card--good .comp-row {
  border-bottom-color: rgba(0,0,0,0.06);
  color: var(--text-dark);
}
.comp-row span:first-child { flex: 1; }
.comp-row span:last-child { white-space: nowrap; font-weight: 500; }

/* Bad card rows */
.comp-card--bad .comp-row { color: rgba(255,255,255,0.75); }
.comp-row--loss span { color: #fc8181 !important; }
.comp-row--loss span:last-child { font-weight: 700; }

/* Good card rows — cores legíveis sobre fundo branco */
.comp-row--neutral span { color: #64748b !important; }
.comp-row--zero span { color: #15803d !important; font-weight: 600 !important; }

.comp-divider {
  height: 1px;
  margin: 0.8rem 0;
  background: rgba(255,255,255,0.12);
}
.comp-card--good .comp-divider { background: rgba(0,0,0,0.1); }

.comp-row--total {
  font-size: 1rem !important;
  border-bottom: none !important;
  padding-top: 0.5rem;
}
.comp-row--total-bad span:last-child {
  font-size: 1.45rem;
  font-weight: 800;
  color: #fc8181 !important;
}
.comp-row--total-bad span:first-child { color: rgba(255,255,255,0.9) !important; }
.comp-row--total-good span:last-child {
  font-size: 1.45rem;
  font-weight: 800;
  color: #16a34a !important;
}
.comp-row--total-good span:first-child { color: var(--navy) !important; font-weight: 600 !important; }

.comp-row--time {
  font-size: 0.8rem !important;
  border-bottom: none !important;
  color: rgba(255,255,255,0.5) !important;
  margin-top: 0.25rem;
}
.comp-row--time strong { color: rgba(255,255,255,0.75); }
.comp-row--time-good {
  font-size: 0.8rem !important;
  border-bottom: none !important;
  color: var(--text-muted) !important;
  margin-top: 0.25rem;
}
.comp-row--time-good strong { color: var(--navy); }

.comp-winner {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  color: var(--navy);
  font-weight: 800;
  font-size: 0.85rem;
  text-align: center;
  padding: 0.85rem 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  line-height: 1.4;
}
.comp-loser {
  background: linear-gradient(135deg, #b91c1c 0%, #dc2626 100%);
  color: #fecaca;
  font-weight: 800;
  font-size: 0.85rem;
  text-align: center;
  padding: 0.85rem 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  line-height: 1.4;
}

.vs-badge {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-weight: 900;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin: auto;
  box-shadow: 0 0 0 7px rgba(201,168,76,0.15);
  z-index: 2;
  position: relative;
}

/* Counter */
.counter-wrap {
  text-align: center;
  margin-top: 3.5rem;
  padding: 2.25rem 2rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 12px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
}
.counter-label {
  color: rgba(255,255,255,0.5);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 0.6rem;
}
.counter-value {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2.5rem, 8vw, 3.75rem);
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.counter-sub {
  color: rgba(255,255,255,0.4);
  font-size: 0.82rem;
  margin-top: 0.6rem;
}

/* ================================================================
   COMPARAÇÃO: IMOBILIÁRIA vs. VENDA DIRETA COM DESCONTO
   ================================================================ */
.sim-wrap {
  margin-top: 3.5rem;
  padding-top: 3rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  max-width: 960px;
  margin-left: auto;
  margin-right: auto;
}
.sim-header {
  display: flex; align-items: flex-start; gap: 1rem;
  margin-bottom: 2rem;
}
.sim-header > i { font-size: 1.4rem; color: var(--gold); margin-top: 0.25rem; flex-shrink: 0; }
.sim-eyebrow {
  font-size: 0.7rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--gold); margin-bottom: 0.3rem;
}
.sim-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  font-weight: 700; color: white; margin-bottom: 0.4rem; line-height: 1.3;
}
.sim-sub {
  font-size: 0.84rem; color: rgba(255,255,255,0.5); line-height: 1.65; margin: 0;
}

/* 3 cards lado a lado */
.sim-cards {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.5rem;
  align-items: stretch;
}
.sim-card {
  border-radius: 10px; overflow: hidden;
  display: flex; flex-direction: column;
  position: relative;
}
/* empurra o banner/total para o fundo */
.sim-card__items { flex: 1; }
.sim-card--imob   { background: #1e2a42; border: 2px solid #c53030; }
.sim-card--direct15 { background: #162a1e; border: 2px solid #16a34a; }
.sim-card--direct20 { background: #1a2618; border: 2px solid #c9a84c; }

/* Badge no topo do card */
.sim-card__badge {
  background: #16a34a; color: white;
  font-size: 0.68rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em;
  text-align: center; padding: 0.3rem;
}
.sim-card__badge--20 { background: var(--gold); color: var(--navy); }

/* Header do card */
.sim-card__header {
  display: flex; align-items: center; gap: 0.5rem;
  padding: 0.85rem 1rem 0.4rem;
  font-size: 0.78rem; font-weight: 700; color: rgba(255,255,255,0.7);
  text-transform: uppercase; letter-spacing: 0.06em;
}
.sim-card__header i { font-size: 1rem; color: var(--gold); }
.sim-card--direct15 .sim-card__header i,
.sim-card--direct20 .sim-card__header i { color: #4ade80; }

/* Preço de venda */
.sim-card__price {
  font-family: 'Playfair Display', serif;
  font-size: 1.65rem; font-weight: 700; color: white;
  padding: 0 1rem 0.1rem; line-height: 1;
}
.sim-card__price-label {
  font-size: 0.68rem; color: rgba(255,255,255,0.35);
  padding: 0 1rem 0.9rem;
}

/* Lista de itens */
.sim-card__items {
  list-style: none; margin: 0; padding: 0.75rem 1rem;
  border-top: 1px solid rgba(255,255,255,0.07);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  display: flex; flex-direction: column; gap: 0.35rem;
}
.sim-card__items li {
  display: flex; align-items: flex-start; gap: 0.4rem;
  font-size: 0.78rem; line-height: 1.3;
}
.sim-card__items li span { flex: 1; }
.sim-card__items li strong { white-space: nowrap; font-weight: 700; }
.sim-card__items li i { font-size: 0.65rem; margin-top: 0.15rem; flex-shrink: 0; }
.sim-card__items li.loss  { color: #fca5a5; }
.sim-card__items li.zero  { color: #4ade80; }
.sim-card__items li.neutral { color: rgba(255,255,255,0.5); }

/* Total recebido */
.sim-card__total {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 0.75rem 1rem 0.35rem;
  font-size: 0.78rem; color: rgba(255,255,255,0.55);
}
.sim-card__total strong {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem; font-weight: 700; color: #fca5a5;
}
.sim-card__total--good strong { color: #4ade80; }

/* Prazo */
.sim-card__time {
  font-size: 0.75rem; color: rgba(255,255,255,0.4);
  padding: 0 1rem 0.4rem;
}
.sim-card__time--fast { color: #4ade80; font-weight: 600; }

/* IR note */
.sim-card__ir-note {
  font-size: 0.7rem; color: rgba(255,255,255,0.3);
  padding: 0.3rem 1rem 0.85rem;
  border-top: 1px solid rgba(255,255,255,0.05);
}
.sim-card__ir-note.good { color: rgba(134,239,172,0.6); }
.sim-card__ir-note em { font-style: normal; opacity: 0.75; }

/* Callout de conclusão */
.sim-conclusion {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.75rem;
  margin-bottom: 1.25rem;
}
.sim-conclusion__col {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 8px;
  padding: 1rem;
  display: flex; flex-direction: column; gap: 0.35rem;
}
.sim-conclusion__col i {
  font-size: 1.1rem; color: var(--gold);
}
.sim-conclusion__col strong {
  font-size: 0.82rem; color: white; font-weight: 700;
}
.sim-conclusion__col span {
  font-size: 0.77rem; color: rgba(255,255,255,0.45); line-height: 1.55;
}

/* Banner vermelho no card da imobiliária — mesmo tamanho que .sim-card__badge */
.sim-card__expensive-banner {
  background: #dc2626;
  color: #fecaca;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  text-align: center;
  padding: 0.3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
}

/* Callout win-win */
.win-win-callout {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  background: rgba(255,255,255,0.05);
  border: 1.5px solid rgba(255,255,255,0.15);
  border-radius: 10px;
  padding: 1.4rem 1.5rem;
  margin-bottom: 1.25rem;
}
.win-win-icon {
  font-size: 1.75rem;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 0.1rem;
}
.win-win-headline {
  font-family: 'Playfair Display', serif;
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  font-weight: 700;
  color: var(--gold);
  margin: 0 0 0.45rem;
  line-height: 1.35;
}
.win-win-body {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin: 0;
}

.sim-footnote {
  font-size: 0.71rem; color: rgba(255,255,255,0.28);
  margin-top: 0.5rem; line-height: 1.65;
}

/* ================================================================
   SIMULADOR DE RENDIMENTO (LCI/LCA)
   ================================================================ */
.sim-invest {
  margin-top: 2.5rem;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.sim-invest__header {
  display: flex; align-items: flex-start; gap: 0.85rem;
  margin-bottom: 1.5rem;
}
.sim-invest__header > i {
  font-size: 1.3rem; color: #4ade80; flex-shrink: 0; margin-top: 0.15rem;
}
.sim-invest__title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1rem, 2.5vw, 1.3rem);
  font-weight: 700; color: white; margin: 0 0 0.2rem;
}
.sim-invest__sub {
  font-size: 0.78rem; color: rgba(255,255,255,0.45); margin: 0;
}

/* 3 result boxes */
.sim-invest__boxes {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 0.875rem; margin-bottom: 2rem;
}
.sim-invest__box {
  border-radius: 10px; padding: 1.1rem 1rem;
  display: flex; flex-direction: column; gap: 0.3rem;
}
.sim-invest__box--imob  { background: rgba(197,48,38,0.12); border: 1px solid rgba(197,48,38,0.3); }
.sim-invest__box--d10   { background: rgba(22,163,74,0.1);  border: 1px solid rgba(22,163,74,0.35); }
.sim-invest__box--d15   { background: rgba(201,168,76,0.08);border: 1px solid rgba(201,168,76,0.3); }

.sim-invest__box-label {
  font-size: 0.68rem; font-weight: 800; text-transform: uppercase;
  letter-spacing: 0.08em; color: rgba(255,255,255,0.5); margin: 0;
}
.sim-invest__box-received {
  font-size: 0.78rem; color: rgba(255,255,255,0.6); margin: 0;
}
.sim-invest__box-waiting {
  font-size: 0.75rem; color: #fca5a5; line-height: 1.4;
}
.sim-invest__box-waiting i { margin-right: 0.25rem; }
.sim-invest__box-waiting small { opacity: 0.6; }
.sim-invest__box-invest {
  font-size: 0.75rem; color: #86efac; line-height: 1.4;
}
.sim-invest__box-invest i { margin-right: 0.25rem; }
.sim-invest__box-invest small { opacity: 0.7; }
.sim-invest__box-divider {
  height: 1px; background: rgba(255,255,255,0.08); margin: 0.4rem 0;
}
.sim-invest__box-final-label {
  font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.08em;
  color: rgba(255,255,255,0.35); margin: 0;
}
.sim-invest__box-final {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem; font-weight: 700; margin: 0; line-height: 1.1;
}
.sim-invest__box-final--bad  { color: #fca5a5; }
.sim-invest__box-final--good { color: var(--gold); }
.sim-invest__box-final--best { color: #4ade80; }
.sim-invest__box-yield-note {
  font-size: 0.7rem; color: rgba(255,255,255,0.3); margin: 0;
}
.sim-invest__box-gain {
  font-size: 0.75rem; font-weight: 700; color: #4ade80; margin: 0;
}

/* Tabela mês a mês */
.sim-invest__table-wrap { margin-bottom: 1rem; }
.sim-invest__table-title {
  font-size: 0.75rem; color: rgba(255,255,255,0.45);
  margin-bottom: 0.6rem; display: flex; align-items: center; gap: 0.4rem;
}
.sim-invest__table-title i { color: var(--gold); }
.sim-invest__scroll { overflow-x: auto; border-radius: 8px; border: 1px solid rgba(255,255,255,0.08); }
.sim-invest__table {
  width: 100%; border-collapse: collapse; font-size: 0.8rem; white-space: nowrap;
}
.sim-invest__table thead th {
  padding: 0.5rem 0.75rem; text-align: right;
  font-size: 0.67rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em;
  border-bottom: 2px solid rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.4); background: rgba(255,255,255,0.03);
}
.th-mes { text-align: left !important; vertical-align: middle; }

/* Cabeçalho de grupo */
.th-group {
  text-align: center !important;
  border-bottom: 1px solid rgba(255,255,255,0.08) !important;
  font-size: 0.68rem !important;
}
.th-group--d10 { color: #86efac !important; background: rgba(22,163,74,0.08) !important;
  border-left: 1px solid rgba(255,255,255,0.06); border-right: 1px solid rgba(255,255,255,0.06); }
.th-group--d15 { color: var(--gold) !important; background: rgba(201,168,76,0.08) !important; }
.th-sub { font-size: 0.63rem !important; }

/* Cores das colunas */
.col-imob  { color: #fca5a5 !important; background: rgba(197,48,38,0.05); }
.col-d10   { color: #86efac !important; background: rgba(22,163,74,0.05);
  border-left: 1px solid rgba(255,255,255,0.05); }
.col-d10-j { color: rgba(134,239,172,0.65) !important; background: rgba(22,163,74,0.03); }
.col-d15   { color: var(--gold) !important; background: rgba(201,168,76,0.04);
  border-left: 1px solid rgba(255,255,255,0.05); }
.col-d15-j { color: rgba(201,168,76,0.65) !important; background: rgba(201,168,76,0.02); }

/* Linhas do corpo */
.sim-invest__table tbody tr {
  border-bottom: 1px solid rgba(255,255,255,0.04);
  transition: background 0.12s;
}
.sim-invest__table tbody tr:hover { background: rgba(255,255,255,0.025); }
.month-cell { padding: 0.55rem 0.75rem; color: rgba(255,255,255,0.4); font-size: 0.78rem; }
.val  { padding: 0.55rem 0.75rem; text-align: right; font-weight: 500; font-size: 0.8rem; }
.val-imob {
  padding: 0.55rem 0.75rem; text-align: right;
  color: rgba(252,165,165,0.45) !important; font-size: 0.74rem; font-style: italic;
}
.juros { padding: 0.55rem 0.75rem; text-align: right; font-size: 0.78rem; }

/* Linha do cruzamento */
.crossover-row { background: rgba(74,222,128,0.05) !important; }
.highlight   { color: white !important; font-weight: 800 !important; }
.highlight-j { color: #4ade80 !important; font-weight: 700 !important; }

/* Legenda de cruzamento (abaixo da tabela) */
.crossover-legend {
  margin-top: 1rem;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  background: linear-gradient(135deg, rgba(74,222,128,0.12) 0%, rgba(74,222,128,0.06) 100%);
  border: 1.5px solid rgba(74,222,128,0.4);
  border-radius: 10px;
}
.crossover-legend__icon {
  font-size: 1.6rem;
  color: #4ade80;
  flex-shrink: 0;
  margin-top: 0.1rem;
}
.crossover-legend__text {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.7;
}
.crossover-legend__text strong {
  color: #4ade80;
  font-size: 1.05em;
}
.crossover-legend__text em {
  display: block;
  margin-top: 0.5rem;
  font-style: normal;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.35);
}

/* Linha final (mês 8) */
.final-row { background: rgba(255,255,255,0.04); border-top: 2px solid rgba(255,255,255,0.1) !important; }
.final-imob {
  padding: 0.7rem 0.75rem; text-align: right;
  color: #fca5a5 !important; font-weight: 700; line-height: 1.4; font-size: 0.82rem;
}
.final-imob small { color: rgba(255,255,255,0.3); font-size: 0.67rem; display: block; }
.final-d10 { padding: 0.7rem 0.75rem; text-align: right; color: #4ade80 !important; font-weight: 800; font-size: 0.92rem; }
.final-d15 { padding: 0.7rem 0.75rem; text-align: right; color: var(--gold) !important; font-weight: 800; font-size: 0.92rem; }
.final-j   { color: rgba(134,239,172,0.75) !important; font-weight: 700 !important; }

/* Conclusão */
.sim-invest__conclusion {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  background: linear-gradient(135deg, rgba(201,168,76,0.12) 0%, rgba(201,168,76,0.06) 100%);
  border: 1.5px solid rgba(201,168,76,0.4);
  border-radius: 10px;
  padding: 1.4rem 1.5rem;
  margin-bottom: 1.25rem;
}
.sim-invest__conclusion-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(201,168,76,0.15);
  border: 1.5px solid rgba(201,168,76,0.4);
  display: flex; align-items: center; justify-content: center;
}
.sim-invest__conclusion-icon i {
  font-size: 1.1rem; color: var(--gold);
}
.sim-invest__conclusion-headline {
  font-family: 'Playfair Display', serif;
  font-size: clamp(0.95rem, 2vw, 1.15rem);
  font-weight: 700;
  color: white;
  line-height: 1.4;
  margin: 0 0 0.6rem;
}
.sim-invest__conclusion-headline strong {
  color: var(--gold);
  font-size: 1.2em;
}
.sim-invest__conclusion-detail {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin: 0;
}
.sim-invest__conclusion-detail strong {
  color: rgba(255,255,255,0.85);
  font-weight: 700;
}

/* ----------------------------------------------------------------
   Seção renda passiva
   ---------------------------------------------------------------- */
.passive-section {
  margin: 1.75rem 0;
  padding: 1.5rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px;
}
.passive-section__lead {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.25rem;
}
.passive-section__icon {
  width: 40px; height: 40px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(220,38,38,0.2);
  border: 1px solid rgba(220,38,38,0.4);
  display: flex; align-items: center; justify-content: center;
}
.passive-section__icon i { color: #fca5a5; font-size: 1rem; }
.passive-section__title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  font-weight: 700;
  color: white;
  margin: 0 0 0.4rem;
}
.passive-section__sub {
  font-size: 0.84rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin: 0;
}
.passive-section__sub strong { color: rgba(255,255,255,0.8); }

.passive-section__cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.875rem;
}
.passive-section__col {
  border-radius: 8px;
  padding: 1rem 1.1rem;
}
.passive-section__col--bad  { background: rgba(220,38,38,0.08);  border: 1px solid rgba(220,38,38,0.25); }
.passive-section__col--good { background: rgba(22,163,74,0.08);  border: 1px solid rgba(22,163,74,0.3); }

.passive-col__label {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 0.7rem;
}
.passive-section__col--bad  .passive-col__label { color: #fca5a5; }
.passive-section__col--good .passive-col__label { color: #86efac; }

.passive-col__list {
  list-style: none;
  margin: 0 0 0.875rem;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}
.passive-col__list li {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
  display: flex;
  align-items: baseline;
  gap: 0.4rem;
  line-height: 1.45;
}
.passive-col__list li strong { color: rgba(255,255,255,0.8); font-weight: 700; }
.passive-col__list li small  { font-size: 0.7rem; opacity: 0.6; }
.passive-section__col--bad  .passive-col__list li i { color: #fca5a5; font-size: 0.65rem; }
.passive-section__col--good .passive-col__list li i { color: #86efac; font-size: 0.65rem; }

.passive-col__result {
  font-size: 0.78rem;
  font-weight: 700;
  padding-top: 0.6rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  margin: 0;
}
.passive-col__result--bad  { color: #fca5a5; }
.passive-col__result--good { color: #86efac; }

@media (max-width: 560px) {
  .passive-section__cols { grid-template-columns: 1fr; }
}

.sim-invest__footnote {
  font-size: 0.73rem; color: rgba(255,255,255,0.32);
  line-height: 1.65; display: flex; gap: 0.4rem; align-items: flex-start;
}
.sim-invest__footnote i { color: var(--gold); flex-shrink: 0; margin-top: 0.1rem; }

@media (max-width: 640px) {
  .sim-invest__boxes { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .sim-cards { grid-template-columns: 1fr; }
  .sim-conclusion { grid-template-columns: 1fr; }
}

/* ================================================================
   INTERMEDIÁRIOS E CUSTOS
   ================================================================ */
.custos-intro {
  max-width: 720px;
  margin: 0 auto 2.5rem;
  text-align: center;
}
.custos-intro p {
  font-size: 1rem;
  color: #4a5568;
  line-height: 1.85;
  margin-bottom: 1rem;
}
.custos-intro p:last-child { margin-bottom: 0; }
.custos-intro strong { color: var(--navy); }

.custos-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 2.5rem;
}
.custos-card {
  background: white;
  border-radius: 10px;
  padding: 1.5rem;
  box-shadow: 0 2px 12px rgba(0,0,0,0.055);
  border-top: 3px solid var(--navy);
  transition: transform 0.2s, box-shadow 0.2s;
}
.custos-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0,0,0,0.1);
}
.custos-card__icon {
  width: 42px; height: 42px;
  border-radius: 8px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 0.9rem;
}
.custos-card__icon i { font-size: 1.1rem; color: var(--gold); }
.custos-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
  line-height: 1.3;
}
.custos-card p {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.72;
  margin: 0;
}
.custos-card p strong { color: var(--navy); }

.custos-pullquote {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  background: var(--navy);
  border-radius: 10px;
  padding: 1.75rem 2rem;
}
.custos-pullquote > i {
  font-size: 2rem;
  color: var(--gold);
  opacity: 0.6;
  flex-shrink: 0;
  margin-top: 0.15rem;
}
.custos-pullquote blockquote {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1rem, 2.5vw, 1.25rem);
  font-style: italic;
  color: white;
  line-height: 1.6;
  margin: 0;
  border: none;
  padding: 0;
}

@media (max-width: 640px) {
  .custos-grid { grid-template-columns: 1fr; }
  .custos-pullquote { padding: 1.25rem; }
}

/* ================================================================
   COMO FUNCIONA — STEPS
   ================================================================ */
.steps-wrap {
  display: flex;
  align-items: flex-start;
  justify-content: center;
}
.step {
  flex: 1;
  max-width: 200px;
  text-align: center;
  padding: 0 0.75rem;
}
.step-num {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-weight: 800;
  font-size: 1.3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  border: 2px solid var(--gold);
  box-shadow: 0 0 0 6px rgba(26,39,68,0.08);
}
.step-icon {
  font-size: 1.4rem;
  color: var(--gold);
  margin-bottom: 0.6rem;
  display: block;
}
.step h3 {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.step p {
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin: 0;
}
.step-line {
  flex: 0 0 30px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold) 0%, rgba(201,168,76,0.25) 100%);
  margin-top: 27px;
  align-self: flex-start;
}

/* ================================================================
   SOBRE ESTE PROJETO
   ================================================================ */
.sobre-card {
  text-align: center;
  padding: 3rem 2.5rem;
  background: white;
  border-radius: 16px;
  border: 1px solid #e8e4da;
  box-shadow: 0 2px 20px rgba(26,39,68,0.06);
  position: relative;
  overflow: hidden;
}
.sobre-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--navy) 0%, var(--gold) 50%, var(--navy) 100%);
}
.sobre-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy) 0%, #253a6e 100%);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1.5rem;
  box-shadow: 0 4px 16px rgba(26,39,68,0.2);
}
.sobre-icon i {
  font-size: 1.5rem;
  color: var(--gold);
}
.sobre-title {
  font-size: clamp(1.5rem, 3.5vw, 2.1rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.5rem;
  line-height: 1.25;
}
.sobre-text {
  font-size: 1rem;
  color: #4a5568;
  line-height: 1.8;
  max-width: 620px;
  margin: 0 auto 1rem;
}
.sobre-text strong { color: var(--navy); }
.sobre-text:last-of-type { margin-bottom: 0; }
.sobre-divider {
  width: 60px; height: 2px;
  background: var(--gold);
  margin: 2rem auto;
  border-radius: 2px;
}
.sobre-pilares {
  display: flex;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}
.sobre-pilar {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
}
.sobre-pilar i {
  font-size: 1.3rem;
  color: var(--gold);
}
.sobre-pilar span {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  max-width: 130px;
  line-height: 1.4;
}

/* ================================================================
   FORMULÁRIO
   ================================================================ */
.contact-card {
  background: white;
  border-radius: 14px;
  padding: 2.5rem;
  box-shadow: 0 4px 28px rgba(0,0,0,0.09);
  border-top: 4px solid var(--gold);
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem 1.25rem;
  margin-bottom: 1rem;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.01em;
}
.form-input {
  width: 100%;
  padding: 0.7rem 0.95rem;
  border: 1.5px solid #e2e8f0;
  border-radius: 6px;
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  color: var(--text-dark);
  background: #fafafa;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
}
.form-input:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.18);
  background: white;
}
textarea.form-input {
  resize: vertical;
  min-height: 100px;
}
.form-error {
  font-size: 0.76rem;
  color: var(--red-loss);
  margin-top: 0.15rem;
}

/* Radio buttons do formulário */
.form-group--radio { margin-bottom: 0.5rem; }
.form-radio-options {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-top: 0.25rem;
}
.radio-option {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  cursor: pointer;
  padding: 0.55rem 0.85rem;
  border: 1.5px solid #e2e8f0;
  border-radius: 6px;
  background: #fafafa;
  transition: border-color 0.15s, background 0.15s;
  font-weight: 400 !important;
  font-size: 0.88rem;
  color: var(--text-dark);
}
.radio-option:hover {
  border-color: var(--gold);
  background: white;
}
.radio-option input[type="radio"] {
  accent-color: var(--navy);
  width: 16px; height: 16px;
  flex-shrink: 0;
  cursor: pointer;
}
.radio-option input[type="radio"]:checked + span {
  color: var(--navy);
  font-weight: 600 !important;
}
.radio-option:has(input:checked) {
  border-color: var(--navy);
  background: #f0f4ff;
}
.form-actions {
  margin-top: 1.25rem;
  text-align: center;
}
.form-actions .btn-gold {
  width: 100%;
  justify-content: center;
  font-size: 1.08rem;
  padding: 1rem;
}
.form-note {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  font-size: 0.76rem;
  color: var(--text-muted);
  margin-top: 0.75rem;
}
.alert-success {
  display: flex;
  align-items: flex-start;
  gap: 0.9rem;
  background: #f0fff4;
  border: 1.5px solid #86efac;
  border-radius: 8px;
  padding: 1.2rem 1.25rem;
  margin-bottom: 1.5rem;
  color: #15803d;
  font-size: 0.9rem;
}
.alert-success i {
  font-size: 1.3rem;
  flex-shrink: 0;
  margin-top: 0.1rem;
}
.alert-success strong { display: block; margin-bottom: 0.2rem; }
.whatsapp-alt {
  text-align: center;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid #e5e7eb;
}
.whatsapp-alt p {
  color: var(--text-muted);
  font-size: 0.875rem;
  margin-bottom: 0.75rem;
}

/* ================================================================
   BOTÃO FLUTUANTE WHATSAPP
   ================================================================ */
.whatsapp-float {
  position: fixed;
  bottom: 1.75rem;
  right: 1.75rem;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: #25d366;
  color: white;
  text-decoration: none;
  padding: 0.72rem 1.3rem;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.88rem;
  box-shadow: 0 4px 20px rgba(37,211,102,0.45);
  transition: transform 0.2s, box-shadow 0.2s;
}
.whatsapp-float i { font-size: 1.35rem; }
.whatsapp-float:hover {
  transform: scale(1.05) translateY(-2px);
  box-shadow: 0 8px 30px rgba(37,211,102,0.55);
  color: white;
  text-decoration: none;
}

/* ================================================================
   RESPONSIVO
   ================================================================ */
@media (max-width: 800px) {
  .comparison-grid {
    grid-template-columns: 1fr;
    max-width: 420px;
  }
  .vs-badge { margin: 1rem auto; }
  .comp-card--good { transform: none; }

  .steps-wrap { flex-direction: column; align-items: center; }
  .step { max-width: 280px; }
  .step-line {
    width: 2px;
    height: 28px;
    flex: none;
    margin: 0 auto;
    background: linear-gradient(180deg, var(--gold) 0%, rgba(201,168,76,0.2) 100%);
  }
}

@media (max-width: 640px) {
  .hero-cta { flex-direction: column; align-items: center; }
  .form-grid { grid-template-columns: 1fr; }
  .contact-card { padding: 1.5rem; }
  .whatsapp-float span { display: none; }
  .whatsapp-float {
    width: 56px; height: 56px;
    padding: 0;
    justify-content: center;
    border-radius: 50%;
  }
  .whatsapp-float i { font-size: 1.8rem; }
  .counter-wrap { margin-top: 2rem; }
}